01
Zero Depreciation Cover
Get the full claim value on parts with no depreciation cut—ideal for a brand-new car.
New Car Insurance
Get Your New Car Covered Before It Even Hits the Road
Buying a brand-new car is exciting—protecting it shouldn't be complicated. Select your car’s make, model and variant below and we’ll instantly show you insurance plans from trusted insurers, including zero depreciation and return-to-invoice cover built for new cars.
Select Your Car
Tell us about your new car in a few quick steps to see matching insurance plans.
1
Make
2
Model
3
Variant
4
Quote
Which car are you buying?
Search or pick the manufacturer to continue.
Select your model
Choose fuel type & variant
Almost there
Tell us where you’ll register the car so we can fetch the right premium.
Already have a registered car? Use your registration number instead.
Day-1 Protection
Coverage Built for a Brand-New Car
New cars depreciate fastest and cost the most to repair. These covers keep your investment protected from the very first day.
02
Return to Invoice Cover
Recover the full invoice value of your car in case of theft or total loss.
03
Engine Protection Cover
Covers engine damage from water ingress, oil leakage or lubricant failure.
04
Consumables Cover
Covers cost of engine oil, nuts, bolts and other consumables during a claim.
05
Roadside Assistance
24x7 support for breakdowns, towing and emergency help, wherever you are.
06
No Claim Bonus Protection
Keep your NCB discount safe even after making a claim.
Why Choose LoanQubes
Built for New Car Buyers
Compare plans, choose the right add-ons, and get your policy issued before you even take delivery.
Day-1 Coverage
Your policy is ready before you even take delivery of the car.
Instant Quote Comparison
Compare plans from leading insurers side-by-side in seconds.
Smart Add-On Recommendations
Zero depreciation & RTI cover suggested automatically for new cars.
Minimal Paperwork
Instant policy issuance with a fast, mostly paperless process.
First-Time Buyer Support
Dedicated guidance for anyone insuring their first car.
Bundle With Your Loan
Combine seamlessly with your LoanQubes car loan for one smooth checkout.
Common Questions
New Car Insurance FAQs
Do I need insurance before registering a new car?
Yes. In India, a car cannot be registered or driven on public roads without at least third-party insurance. Most dealers arrange a starter policy, but you can choose LoanQubes for better coverage and pricing.
Can I buy insurance before taking delivery of my car?
Yes. Once you know the make, model and variant, you can select a plan in advance so your policy is ready the moment your car arrives.
What is Zero Depreciation cover and do I need it?
It ensures you get the full value of replaced parts without any depreciation deduction. It's highly recommended for new cars, where parts are most expensive to replace.
What is Return to Invoice (RTI) cover?
RTI cover pays out the original invoice value of your car—not just its depreciated value—in case of theft or total loss, which matters most in the first few years.
Can I customize my coverage with add-ons?
Yes. Alongside your base policy, you can add covers like engine protection, consumables, roadside assistance and NCB protection based on your needs.
How soon will my policy be issued?
Most policies are issued instantly online once your details and payment are confirmed, so you're covered right away.
Get Your New Car Covered Today
Select your car above to instantly compare new car insurance plans, or talk to a LoanQubes advisor for guided help choosing the right cover.